{"id":97909,"date":"2026-04-30T11:21:51","date_gmt":"2026-04-30T08:21:51","guid":{"rendered":"https:\/\/uus.marine.ee\/uzsakyti-pagal\/"},"modified":"2026-05-08T11:53:35","modified_gmt":"2026-05-08T08:53:35","slug":"uzsakyti-pagal","status":"publish","type":"page","link":"https:\/\/www.marine.ee\/lt\/uzsakyti-pagal\/","title":{"rendered":"U\u017esakyti pagal"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"258\" height=\"149\" src=\"https:\/\/marine.ee\/wp-content\/uploads\/2026\/04\/estojarelmaks-logo.png\" alt=\"\" class=\"wp-image-97012\"\/><\/figure>\n\n<h2 class=\"wp-block-heading\"><strong>ESTO \u012fmoka &#8211; nenorite mok\u0117ti visos sumos i\u0161 karto? Mok\u0117kite dalimis! <\/strong><\/h2>\n\n<p class=\"wp-block-paragraph\">ESTO \u012fmokos &#8211; tai lankstus mok\u0117jimo sprendimas, leid\u017eiantis patogiai padalyti mok\u0117jim\u0105 \u012f m\u0117nesines \u012fmokas. Patogiai paskirstykite pirkimo sum\u0105 jums patogiu laikotarpiu. Pirkimo metu galite pasirinkti laikotarp\u012f ir \u012fmokos sum\u0105, kasoje pasirink\u0119 ESTO mok\u0117jimus i\u0161simok\u0117tinai.  <\/p>\n\n<p class=\"wp-block-paragraph\">Naudokite ESTO pirkim\u0105 i\u0161simok\u0117tinai el. parduotuv\u0117se ir fizin\u0117se parduotuv\u0117se. Visas ESTO partneri\u0173 parduotuves galite rasti ESTO Market: https: <a href=\"https:\/\/esto.eu\/ee\/esto-market?lang=et\" target=\"_blank\" rel=\"noopener\">\/\/esto.eu\/ee\/esto-market<\/a> <\/p>\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"186\" src=\"https:\/\/marine.ee\/wp-content\/uploads\/2026\/04\/image-1024x186.png\" alt=\"\" class=\"wp-image-97013\" srcset=\"https:\/\/www.marine.ee\/wp-content\/uploads\/2026\/04\/image-1024x186.png 1024w, https:\/\/www.marine.ee\/wp-content\/uploads\/2026\/04\/image-300x54.png 300w, https:\/\/www.marine.ee\/wp-content\/uploads\/2026\/04\/image-768x139.png 768w, https:\/\/www.marine.ee\/wp-content\/uploads\/2026\/04\/image-1536x278.png 1536w, https:\/\/www.marine.ee\/wp-content\/uploads\/2026\/04\/image-600x109.png 600w, https:\/\/www.marine.ee\/wp-content\/uploads\/2026\/04\/image.png 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<p class=\"wp-block-paragraph\"><strong>Kaip naudotis ESTO pirkimu i\u0161simok\u0117tinai?<\/strong><\/p>\n\n<ol class=\"wp-block-list\">\n<li>\u012e pirkini\u0173 krep\u0161el\u012f \u012ftraukite reikiamus produktus.<\/li>\n\n\n\n<li>Kasoje kaip mok\u0117jimo b\u016bd\u0105 pasirinkite ESTO mok\u0117jim\u0105 dalimis.<\/li>\n\n\n\n<li>Pasirinkite pageidaujam\u0105 3-60 m\u0117nesi\u0173 gr\u0105\u017einimo laikotarp\u012f.<\/li>\n\n\n\n<li>Priimkite sprendim\u0105 realiuoju laiku.<\/li>\n\n\n\n<li>Jei sprendimas bus teigiamas, skaitmeniniu b\u016bdu pasira\u0161ykite sutart\u012f naudodamiesi asmens tapatyb\u0117s kortele, &#8222;Smart-ID&#8221; arba &#8222;Mobile-ID&#8221;.<\/li>\n<\/ol>\n\n<p class=\"wp-block-paragraph\"><strong>ESTO pirkim\u0105 i\u0161simok\u0117tinai si\u016blo ir valdo ESTO AS.  <\/strong>ESTO AS kredito i\u0161simok\u0117tinai pal\u016bkan\u0173 norma yra 23,63 % per metus, esant \u0161ioms pavyzdin\u0117ms s\u0105lygoms: kredito suma 1490 EUR, preki\u0173 (paslaug\u0173) kaina 1490 EUR, u\u017estatas 0 %, fiksuotoji pal\u016bkan\u0173 norma 11,90 %, sutarties mokestis 0 EUR, bendra kredito ir \u012fmok\u0173 suma 1844,64 EUR, darant prielaid\u0105, kad kreditas gr\u0105\u017einamas lygiomis dalimis kas m\u0117nes\u012f po 76,86 EUR per 24 m\u0117nesius. Prie\u0161 pasira\u0161ydami sutart\u012f susipa\u017einkite su s\u0105lygomis ir, jei reikia, pasikonsultuokite su specialistu. Paskol\u0105 i\u0161simok\u0117tinai si\u016blo ir administruoja bendrov\u0117 ESTO AS.  <\/p>\n\n<hr class=\"wp-block-separator has-text-color has-alpha-channel-opacity has-background\" style=\"margin-top:75px;margin-bottom:75px;background-color:#00000003;color:#00000003\"\/>\n\n<h2 class=\"wp-block-heading\">&#8222;ESTO 3&#8221; mok\u0117jimo b\u016bdas &#8211; tai naujovi\u0161kas sprendimas, leid\u017eiantis patogiai ir greitai patvirtinti ir sumok\u0117ti u\u017e pirkin\u012f trimis vienodomis dalimis be joki\u0173 papildom\u0173 mokes\u010di\u0173!<\/h2>\n\n<p class=\"wp-block-paragraph\">ESTO 3 yra populiariausias naujos kartos mok\u0117jimo b\u016bdas. Patogiai padalykite pirkimo sum\u0105 \u012f 3 lygias dalis. Gaukite b\u016btent tai, ko jums reikia, be pal\u016bkan\u0173, papildom\u0173 mokes\u010di\u0173 ir u\u017estat\u0173.  <\/p>\n\n<p class=\"wp-block-paragraph\">Elektronin\u0117se parduotuv\u0117se ir fizin\u0117se parduotuv\u0117se naudokite ESTO 3 dali\u0173 mok\u0117jimo metod\u0105.<\/p>\n\n<p class=\"wp-block-paragraph\">Visas ESTO partneri\u0173 parduotuves rasite ESTO Market: <a href=\"https:\/\/esto.eu\/ee\/esto-market?lang=et\" target=\"_blank\" rel=\"noopener\">https:\/\/esto.eu\/ee\/esto-market<\/a><\/p>\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"186\" src=\"https:\/\/marine.ee\/wp-content\/uploads\/2026\/04\/image-1-1024x186.png\" alt=\"\" class=\"wp-image-97015\" srcset=\"https:\/\/www.marine.ee\/wp-content\/uploads\/2026\/04\/image-1-1024x186.png 1024w, https:\/\/www.marine.ee\/wp-content\/uploads\/2026\/04\/image-1-300x54.png 300w, https:\/\/www.marine.ee\/wp-content\/uploads\/2026\/04\/image-1-768x139.png 768w, https:\/\/www.marine.ee\/wp-content\/uploads\/2026\/04\/image-1-1536x278.png 1536w, https:\/\/www.marine.ee\/wp-content\/uploads\/2026\/04\/image-1-600x109.png 600w, https:\/\/www.marine.ee\/wp-content\/uploads\/2026\/04\/image-1.png 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<p class=\"wp-block-paragraph\"><strong>Kaip tai veikia?<\/strong><strong><br\/><\/strong>Pasirink\u0119 ESTO 3 mok\u0117jimo b\u016bd\u0105, vis\u0105 mok\u0117jim\u0105 galite padalyti \u012f 3 lygias \u012fmokas per 3 m\u0117nesius be joki\u0173 mokes\u010di\u0173.<\/p>\n\n<ol class=\"wp-block-list\">\n<li>\u012e pirkini\u0173 krep\u0161el\u012f \u012ftraukite reikiamus produktus.<\/li>\n\n\n\n<li>Kasoje kaip mok\u0117jimo b\u016bd\u0105 pasirinkite ESTO 3.<\/li>\n\n\n\n<li>Priimkite sprendim\u0105 realiuoju laiku.<\/li>\n\n\n\n<li>Jei sprendimas teigiamas, patvirtinkite pirkim\u0105.<\/li>\n\n\n\n<li>Pirm\u0105j\u0105 s\u0105skait\u0105 ESTO atsi\u0173s kito m\u0117nesio 15 d. <\/li>\n<\/ol>\n\n<p class=\"wp-block-paragraph\">Finansines paslaugas teikia ESTO AS. Prie\u0161 pasira\u0161ydami sutart\u012f, tur\u0117tum\u0117te perskaityti s\u0105lygas ir terminus ir, jei reikia, pasikonsultuoti su specialistu. Daugiau informacijos rasite svetain\u0117je www.esto.ee.  <\/p>\n\n<hr class=\"wp-block-separator has-text-color has-alpha-channel-opacity has-background\" style=\"margin-top:75px;margin-bottom:75px;background-color:#00000003;color:#00000003\"\/>\n\n<h2 class=\"wp-block-heading\">B\u016bkite protingi ir u\u017e pirkinius mok\u0117kite ESTO pay later!<\/h2>\n\n<p class=\"wp-block-paragraph\">&#8222;ESTO Pay later&#8221; &#8211; tai naujas b\u016bdas mok\u0117ti u\u017e pirkinius. Pirkinio sum\u0105 pasiliekate sau, o sumok\u0117ti turite tik per 30 dien\u0173. Gaukite b\u016btent tai, ko jums reikia, be pal\u016bkan\u0173, papildomo mokes\u010dio ir u\u017estato.  <\/p>\n\n<p class=\"wp-block-paragraph\">Naudokite &#8222;ESTO Pay later&#8221; el. parduotuv\u0117se ir fizin\u0117se parduotuv\u0117se. Visas ESTO partneri\u0173 parduotuves galite rasti ESTO Market: https: <a href=\"https:\/\/esto.eu\/ee\/esto-market?lang=et\" target=\"_blank\" rel=\"noopener\">\/\/esto.eu\/ee\/esto-market<\/a> <\/p>\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"186\" src=\"https:\/\/marine.ee\/wp-content\/uploads\/2026\/04\/image-2-1024x186.png\" alt=\"\" class=\"wp-image-97019\" srcset=\"https:\/\/www.marine.ee\/wp-content\/uploads\/2026\/04\/image-2-1024x186.png 1024w, https:\/\/www.marine.ee\/wp-content\/uploads\/2026\/04\/image-2-300x54.png 300w, https:\/\/www.marine.ee\/wp-content\/uploads\/2026\/04\/image-2-768x139.png 768w, https:\/\/www.marine.ee\/wp-content\/uploads\/2026\/04\/image-2-1536x278.png 1536w, https:\/\/www.marine.ee\/wp-content\/uploads\/2026\/04\/image-2-600x109.png 600w, https:\/\/www.marine.ee\/wp-content\/uploads\/2026\/04\/image-2.png 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<p class=\"wp-block-paragraph\"><strong>Kaip tai veikia?<\/strong><\/p>\n\n<p class=\"wp-block-paragraph\">Jei kaip mok\u0117jimo b\u016bd\u0105 pasirinksite &#8222;ESTO Pay later&#8221;, u\u017esakymas bus patvirtintas i\u0161 karto, ta\u010diau neprivalote sumok\u0117ti i\u0161 karto, nes mok\u0117jimo terminas yra 30 dien\u0173.<\/p>\n\n<ol class=\"wp-block-list\">\n<li>\u012e pirkini\u0173 krep\u0161el\u012f \u012ftraukite reikiamus produktus.<\/li>\n\n\n\n<li>Kasoje kaip mok\u0117jimo b\u016bd\u0105 pasirinkite &#8222;ESTO pay later&#8221;.<\/li>\n\n\n\n<li>Priimkite sprendim\u0105 realiuoju laiku.<\/li>\n\n\n\n<li>Jei sprendimas teigiamas, patvirtinkite pirkim\u0105.<\/li>\n\n\n\n<li>ESTO atsi\u0173s jums s\u0105skait\u0105 fakt\u016br\u0105, kuri visa turi b\u016bti apmok\u0117ta per 30 dien\u0173.<\/li>\n<\/ol>\n\n<p class=\"wp-block-paragraph\">Finansines paslaugas teikia ESTO AS. Prie\u0161 pasira\u0161ydami sutart\u012f, tur\u0117tum\u0117te perskaityti s\u0105lygas ir terminus ir, jei reikia, pasikonsultuoti su specialistu. Daugiau informacijos rasite svetain\u0117je www.esto.ee.  <\/p>\n\n<p class=\"wp-block-paragraph\"><strong>KAS YRA ESTO?<br\/><\/strong>ESTO yra pageidaujamas mok\u0117jimo sprendim\u0173 teik\u0117jas Baltijos \u0161alyse, kuris kei\u010dia pardav\u0117j\u0173 pardavimo ir vartotoj\u0173 pirkimo b\u016bdus. ESTO turi beveik 500 000 aktyvi\u0173 klient\u0173 ir daugiau nei 3 000 parduotuvi\u0173 partneri\u0173 Baltijos \u0161alyse. ESTO misija &#8211; pad\u0117ti partneriams parduoti, o klientams pirkti.  <\/p>\n\n<p class=\"wp-block-paragraph\">Jei reikia pagalbos, kreipkit\u0117s \u012f ESTO AS darbuotoj\u0105 adresu info@esto.ee arba apsilankykite svetain\u0117je <a href=\"https:\/\/esto.eu\/ee\/kliendile-klienditugi\" target=\"_blank\" rel=\"noopener\">https:\/\/esto.eu\/ee\/kliendile-klienditugi<\/a>.<\/p>\n\n<hr class=\"wp-block-separator has-text-color has-alpha-channel-opacity has-background\" style=\"margin-top:75px;margin-bottom:75px;background-color:#00000003;color:#00000003\"\/>\n\n<h3 class=\"wp-block-heading\"><strong>LIISI \u012eSISKOLINIMAI<\/strong><\/h3>\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"207\" src=\"https:\/\/marine.ee\/wp-content\/uploads\/2026\/04\/image-3.png\" alt=\"\" class=\"wp-image-97024\" srcset=\"https:\/\/www.marine.ee\/wp-content\/uploads\/2026\/04\/image-3.png 512w, https:\/\/www.marine.ee\/wp-content\/uploads\/2026\/04\/image-3-300x121.png 300w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure>\n\n<p class=\"wp-block-paragraph\">&#8211; Greita limito parai\u0161ka<br\/>&#8211; Skubus pasira\u0161ymas<br\/>&#8211; N\u0117ra minimalios ir maksimalios pirkimo sumos<br\/>&#8211; Esant nenumatytiems mok\u0117jimo sunkumams ir nedelsiant prane\u0161us, kartu rasime sprendim\u0105<br\/>&#8211; Pirkimo suma nuo 100 iki 3000 eur\u0173<br\/>&#8211; U\u017estatas nuo 0 %<br\/>&#8211; Terminas nuo 1 iki 60 m\u0117nesi\u0173<br\/>&#8211; Pal\u016bkanos nuo 15,9 %<br\/>&#8211; Sutarties mokestis nuo 14,9 Eur<br\/>&#8211; Valdymo mokestis 0 Eur\/m\u0117n.<\/p>\n\n<p class=\"wp-block-paragraph\">\u012emok\u0173 teik\u0117jas yra &#8222;Holm Bank AS&#8221;. Kiekviena paskola yra finansinis \u012fsipareigojimas. Atid\u017eiai pasverkite savo sprendim\u0105 &#8211; perskaitykite paskolos sutarties s\u0105lygas ir, jei reikia, pasikonsultuokite su ekspertu. Metin\u0117 pal\u016bkan\u0173 norma yra 36,08 % pagal \u0161ias pavyzdines s\u0105lygas: preki\u0173 ir (arba) paslaug\u0173 kaina &#8211; 500 EUR, sutarties laikotarpis &#8211; 24 m\u0117nesiai, fiksuota 15,9 % metin\u0117 pal\u016bkan\u0173 norma nuo paskolos sumos, kredito suma &#8211; 500 EUR, m\u0117nesin\u0117 \u012fmoka &#8211; 27,96 EUR.   <\/p>\n","protected":false},"excerpt":{"rendered":"<p>ESTO \u012fmoka &#8211; nenorite mok\u0117ti visos sumos i\u0161 karto? Mok\u0117kite dalimis! ESTO \u012fmokos &#8211; tai lankstus mok\u0117jimo sprendimas, leid\u017eiantis patogiai padalyti mok\u0117jim\u0105 \u012f m\u0117nesines \u012fmokas. Patogiai paskirstykite pirkimo sum\u0105 jums patogiu laikotarpiu. Pirkimo metu galite pasirinkti laikotarp\u012f ir \u012fmokos sum\u0105, kasoje pasirink\u0119 ESTO mok\u0117jimus i\u0161simok\u0117tinai. Naudokite ESTO pirkim\u0105 i\u0161simok\u0117tinai el. parduotuv\u0117se ir fizin\u0117se parduotuv\u0117se. Visas [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"class_list":["post-97909","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.marine.ee\/lt\/wp-json\/wp\/v2\/pages\/97909","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.marine.ee\/lt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.marine.ee\/lt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.marine.ee\/lt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.marine.ee\/lt\/wp-json\/wp\/v2\/comments?post=97909"}],"version-history":[{"count":0,"href":"https:\/\/www.marine.ee\/lt\/wp-json\/wp\/v2\/pages\/97909\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.marine.ee\/lt\/wp-json\/wp\/v2\/media?parent=97909"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}