ESTO installment plan – don’t want to pay the full amount at once? Pay in installments!
ESTO installment plan is a flexible payment solution that allows you to conveniently divide your payment into monthly installments. Spread the purchase amount over a period that suits you. You can select the period and down payment size during checkout by choosing ESTO installment plan.
Use the ESTO installment plan in online stores and physical shops. You can find all ESTO partner stores in the ESTO Market: https://esto.eu/ee/esto-market
How to use the ESTO installment plan?
- Add the required products to your shopping cart.
- Select ESTO installment plan as your payment method at checkout.
- Choose your preferred repayment period between 3 and 60 months.
- You will receive a decision in real-time.
- In case of a positive decision, digitally sign the contract using your ID card, Smart-ID, or Mobile-ID.
The ESTO installment plan is provided and managed by ESTO AS. The annual percentage rate of charge for the ESTO AS installment plan is 23.63% under the following sample conditions: credit amount €1,490, cost of goods/services €1,490, down payment 0%, fixed interest rate 11.90%, contract fee €0, total credit amount and total repayments €1,844.64, assuming the credit is repaid over 24 months in equal monthly installments of €76.86. Review the terms and conditions before concluding a contract and consult a specialist if necessary. The installment plan is provided and managed by ESTO AS.
The ESTO 3 payment method is an innovative solution that allows you to confirm and pay for your purchase conveniently and quickly – in three equal parts, with no additional fees!
ESTO 3 is the most popular new-generation payment method. Divide the purchase amount into 3 equal parts. Get exactly what you need without interest, additional fees, or a down payment.
Use the ESTO 3-part payment method in online stores and physical shops.
You can find all ESTO partner stores in the ESTO Market: https://esto.eu/ee/esto-market
How does it work?
By choosing ESTO 3 as your payment method, you can divide the total payment into 3 equal parts over 3 months without any fees.
- Add the required products to your shopping cart.
- Select ESTO 3 as your payment method at checkout.
- You will receive a decision in real-time.
- In case of a positive decision, confirm the purchase.
- ESTO will send you your first invoice on the 15th day of the following month.
The financial service is provided by ESTO AS. Before concluding a contract, review the terms and conditions and consult an expert if necessary. More information at www.esto.ee.
Be smart and choose ESTO Pay Later to pay for your purchases!
ESTO Pay Later is a new way to pay for purchases. You can use the purchase amount now and only have to pay within 30 days. Get exactly what you need without interest, additional fees, or a down payment.
Use the ESTO Pay Later payment method in online stores and physical shops. You can find all ESTO partner stores in the ESTO Market: https://esto.eu/ee/esto-market
How does it work?
By choosing ESTO Pay Later as your payment method, the order is confirmed immediately, but you do not have to pay right away, as the payment deadline is in 30 days.
- Add the required products to your shopping cart.
- Select ESTO Pay Later as your payment method at checkout.
- You will receive a decision in real-time.
- In case of a positive decision, confirm the purchase.
- ESTO will send you an invoice, which must be paid in full within 30 days.
The financial service is provided by ESTO AS. Before concluding a contract, review the terms and conditions and consult an expert if necessary. More information at www.esto.ee.
WHAT IS ESTO?
ESTO is the preferred payment solution provider in the Baltics, revolutionizing the sales experience for merchants and the shopping experience for consumers by making it simple and seamless. ESTO has nearly 500,000 active customers across the Baltics and over 3,000 partner stores. ESTO’s mission is to help partners sell and customers buy.
If you need assistance, contact an ESTO AS employee at info@esto.ee or visit https://esto.eu/ee/kliendile-klienditugi.
LIISI INSTALLMENT PLAN
• Fast limit inquiry
• Immediate signing
• No minimum or maximum purchase amount
• In case of unforeseen payment difficulties, we will find a suitable solution together if notified immediately
• Purchase amount €100–3,000
• Down payment starting from 0%
• Period 1–60 months
• Interest starting from 15.9%
• Contract fee €14.9
• Administration fee €0 per month
The installment plan provider is Holm Bank AS. Every loan is a financial obligation. Consider your decision carefully – review the terms of the loan agreement and consult an expert if necessary. The annual percentage rate of charge is 36.08% under the following sample conditions: cost of goods/services €500, contract period 24 months, fixed interest rate 15.9% per annum on the loan amount, credit amount €500, monthly installment €27.96.